TIAA-CREF: Teachers Insurance and Annuity Association College Retirement Equities Fund

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About TIAA-CREF

Teachers Insurance and Annuity Association College Retirement Equities Fund (TIAA-CREF New York, NY), is one of most respected financial service providers in the world. For more than eighty years TIAA-CREF has been dedicated to ensuring the financial well-being of an extraordinary group of people—the faculty and staff of America's education and research communities.

One of the nation's largest pension fund managers with over $398 billion in combined assets under management as of September 30, 2008, TIAA-CREF currently manages state-sponsored 529 plans in addition to Independent 529 Plan.

TIAA-CREF Tuition Financing, Inc., (TFI) is an investment advisor. It provides investment management and administrative services for qualified tuition programs.

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	Participation in Independent 529 Plan does not guarantee admission to any college or university, nor does it affect the admissions process. Each year, each member college offers a discounted rate of at least 0.5% less than its current tuition rates. Discount rate can vary from year to year. Purchasers should read the Disclosure Booklet, including the Enrollment Agreement, carefully before making purchase decisions. Tuition Plan Consortium, LLC is the program sponsor and TIAA-CREF Tuition Financing, Inc. is the program manager. Tuition guaranteed by member colleges. © 2008 TIAA-CREF Tuition Financing, Inc.